Pricing Plans (2026)
Free Free
Free
- GPT-5 powered web chat (auto-routed)
- Bing search integration
- DALL-E 3 image generation (daily limits)
- Voice mode
- Copilot Vision (on demand)
- Think Deeper reasoning mode (free since Feb 2025)
- Available on Bing.com, Edge, iOS, Android, Windows taskbar
- No Microsoft 365 app integration
Microsoft 365 Premium (Consumer) Popular
$19.99/month
- Everything in Free
- Priority access to latest AI models
- Copilot in Word, Excel, PowerPoint, Outlook, OneNote (web & mobile)
- Up to 6 TB OneDrive storage
- Microsoft Defender included
- Microsoft Teams included
- Replaced standalone Copilot Pro (retired late 2025)
Microsoft 365 Copilot (Business/Enterprise add-on)
$30/user/month
- Everything in Free
- Copilot in Word, Excel, PowerPoint, Outlook, Teams, OneNote
- Access to organizational data via Microsoft Graph
- Copilot Studio included for internal agent use
- Agentic multi-step task execution (2026)
- Requires qualifying Microsoft 365 base plan
- Available for organizations up to 300 users (Business) or enterprise
Microsoft 365 E7 Frontier Suite
$99/user/month
- Bundles Microsoft 365 E5 + Copilot + Agent 365 + Entra Suite
- AI agent governance via Agent 365
- Full enterprise security and compliance
- Introductory 10% off for 10+ seats, 15% off for 100+ seats
- Launched May 1, 2026
- ~15% savings vs. buying components separately
Special Perks & Discounts
- Free reasoning mode (Think Deeper) available to all users since February 2025
- One-month free trial for Microsoft 365 Premium
- No credit card required for free tier
- Copilot Credits pay-as-you-go model available via Azure
Verdict
Best free AI search assistant in 2026. Microsoft Copilot offers a genuinely capable free tier with GPT-5, image generation, and reasoning mode built into Bing and Edge, with scalable paid plans for individuals ($19.99/mo) and enterprises ($30–$99/user/mo).
Related AI Search Engines
Microsoft Copilot (Bing) — Frequently asked
Does Microsoft Copilot (Bing) have a free tier?
Yes — Microsoft Copilot (Bing) offers a free tier you can use without paying.
How much does Microsoft Copilot (Bing) cost?
Microsoft Copilot (Bing) paid plans start at $19.99/month — see the full breakdown above.
Are there discounts or perks for Microsoft Copilot (Bing)?
Free reasoning mode (Think Deeper) available to all users since February 2025
Track every deal, free tier & perk automatically
uragent tracks 100+ AI tools — so you never miss a free tier, price drop or deal.
Start free →