Pricing Plans (2026)
Copilot Free Free
Free
- Basic AI chat (web & mobile)
- Limited AI image creation via Microsoft Designer
- Web search grounding
- Access via copilot.microsoft.com, Bing, Edge, Windows
- Limited usage caps on select features
Copilot Pro Popular
$20/month
- Priority access to latest AI models (GPT-4o)
- Higher image creation & editing limits in Designer
- Copilot in Microsoft 365 web & mobile apps (Word, Excel, PowerPoint, Outlook, OneNote)
- AI-generated audio to transform content into listening experiences (English)
- Visual AI assistance via screen/camera
- All-day video calling with Copilot in Teams
Microsoft 365 Copilot (Business)
$30/user/month
- Copilot across Word, Excel, PowerPoint, Outlook, Teams (desktop + web)
- Requires qualifying Microsoft 365 Business or Enterprise plan
- Copilot Chat included at no extra cost for Entra ID users
- AI agents via Copilot Studio (metered, Azure subscription required)
- Organization-wide AI with Work IQ intelligence layer
- Priority compute and enterprise-grade compliance
Copilot Studio
$200/month
- Low-code platform to build and customize AI agents
- 30-day free trial with school or work email
- Capacity-based licensing (additional messages purchasable)
- Integration with Microsoft 365 Copilot experiences
- Deploy agents across Microsoft 365 and web channels
Special Perks & Discounts
- Free tier available with no credit card required
- Student discount: free Copilot Pro access via GitHub Student Developer Pack (for GitHub Copilot)
- 30-day free trial for Microsoft 365 Personal/Family (includes Copilot integration)
- Limited-time 15% discount for Cloud Solution Provider (CSP) partners (through mid-2025)
- Copilot Chat free for all Microsoft Entra ID users with eligible Microsoft 365 subscription
- Discount offer on Microsoft 365 Copilot available December 1, 2025 – June 30, 2026
Verdict
Solid free tier, strong enterprise suite. Microsoft Copilot offers genuine value at $0 for casual users and scales seamlessly into Microsoft 365 workflows, making it the top choice for organizations already in the Microsoft ecosystem.
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