Microsoft

Microsoft Copilot Pricing & Free Tier — Free Tier Available

Microsoft's AI assistant integrated across the web, Microsoft 365 apps, and enterprise workflows — offering web-grounded chat for free and deep Office/organizational data integration via paid plans.

Microsoft Copilot offers a free tier, with paid plans from $19.99/mo. Best for microsoft 365 users who want ai deeply integrated into word, excel, teams, and outlook — especially enterprises already invested in the m365 ecosystem.

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Pricing Plans (2026)

Copilot Free Free
Free
  • Web-grounded AI chat (GPT-5.x)
  • Web search integration
  • Image generation
  • Available on web, mobile, and desktop
  • No Microsoft 365 subscription required
Copilot Pro (add-on)
$20/month
  • Copilot in Word, Excel, PowerPoint, Outlook, and OneNote
  • Priority access to latest AI models during peak usage
  • Enhanced image generation (100 boosts/day)
  • Requires Microsoft 365 Personal or Family subscription
  • Note: Standalone plan being retired Aug 1, 2026
Microsoft 365 Premium (Consumer) Popular
$19.99/month
  • Copilot in Word, Excel, PowerPoint, Outlook, and OneNote
  • Full Microsoft 365 apps included
  • Up to 6 TB cloud storage
  • Advanced security features
  • Replaces standalone Copilot Pro for new sign-ups
  • For 1–6 people
Microsoft 365 Copilot Business (Annual)
$21/user/month
  • Copilot in Word, Excel, PowerPoint, Outlook, and Teams
  • Organizational data grounding via Microsoft Graph
  • AI-powered meeting summaries in Teams
  • For organizations up to 300 users
  • Requires qualifying M365 base license (e.g., Business Standard at $12.50/user/mo)
  • Permanently reduced from $30/user/mo as of Dec 1, 2025
Microsoft 365 Copilot Business (Monthly)
$25.2/user/month
  • Same features as annual Business plan
  • Flexible month-to-month commitment
  • No annual lock-in
  • Requires qualifying M365 base license
Microsoft 365 Copilot Enterprise
$30/user/month
  • Full M365 app Copilot integration with enterprise data grounding
  • GDPR, HIPAA, and ISO 27001 compliance support
  • Broader qualifying base licenses (E3 at $36/user/mo, E5 at $57/user/mo)
  • Agentic multi-step task execution
  • Copilot Studio included for internal agent use
  • Annual commitment required
Copilot Studio (Agent Builder)
$200/month
  • 25,000 Copilot Credits per month
  • Build and deploy custom AI agents
  • External agent deployment
  • Low-code conversational AI platform
  • 30-day free trial with school or work email
  • Pay-as-you-go via Azure also available

Special Perks & Discounts

Verdict

Powerful but layered. Microsoft Copilot's free tier is genuinely useful for everyday AI chat, but unlocking Office and enterprise features requires stacking add-on costs on top of existing M365 subscriptions — making the true all-in price $34–$87/user/month for business tiers.

Related AI Assistants

Microsoft Copilot — Frequently asked

Does Microsoft Copilot have a free tier?
Yes — Microsoft Copilot offers a free tier you can use without paying.
How much does Microsoft Copilot cost?
Microsoft Copilot paid plans start at $19.99/month — see the full breakdown above.
Are there discounts or perks for Microsoft Copilot?
30-day free trial for Microsoft 365 Personal/Family (includes Copilot)

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